Easier financial life

Secure your hard work

With Gold and Silver secured in Germany

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Turn your farmers’ small gold and silver savings into investment collateral

Farming cooperatives and rural associations can use our physical gold-silver ratio switch depots to gradually build reserves in precious metals—creating a stable foundation for future agricultural investments. These physically stored assets can serve as collateral to finance machinery, infrastructure, or other essential purchases. Strategic saving in gold and silver becomes a practical path to investment readiness and operational independence.

Build reserves. Enable investment.

Collective Investments

Your gold and silver as collateral for agricultural investment

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We’ve built a dedicated ChatGPT agent for farmers and cooperatives. Get clear answers on opening a certified precious metals depot, using gold and silver as collateral, and managing real assets for agricultural and climate-related projects.

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Collective strength. Physical metals, safely stored in Germany.

The first trust-based service for farmers’ associations in Africa

We offer a dedicated solution for farmers' associations across Africa to build stable, long-term value for their members, backed by physical gold and silver. In cooperation with a local notary or trustee, associations can legally pool funds and open a central depot to acquire LBMA-certified precious metals. The assets are securely stored in international free zones and remain transparently allocated to the association. A dynamic, automated gold-silver ratio switch ensures efficient portfolio management and supports long-term profitability—without exposure to unstable financial markets.

Contact us

We would be pleased to discuss the details.

Don't Buy and Hold, Just SWITCH automatically between gold and silver. 

Contact Tomaž Kokolj, precious metals expert with 15 years of experience and EU-certified financial advisor. He will guide you through all legal and procedural aspects of our service.

Tomaž Kokolj
Founder and Director

Contact ​Tomaž

Strength in numbers

Pooling resources unlocks access to opportunities that are out of reach for individuals. Farmers’ associations benefit from scale, lower entry thresholds, and shared infrastructure—turning small, regular contributions into significant, tangible assets. Collective saving strengthens internal solidarity while creating long-term reserves with real value.

Waves of Wealth

Wealth does not appear overnight—it builds over time through discipline, cooperation, and intelligent decisions. With TOWA’s structured approach to physical gold and silver holdings, associations create a steady flow of value that grows with each contribution. What begins as collective saving becomes a lasting asset base, secured beyond market noise.

Do what’s best for your members

Building real reserves in gold and silver strengthens not only your association, but also the broader rural economy. Independent assets reduce vulnerability, increase financial resilience, and support sustainable planning. Acting together today protects members’ value—and reinforces local stability for the future.

Wealth over Time

With Gold and Silver secured in Germany

Back projects with Metals

Secure your farming investments

Gold and silver are more than reserves—they can actively support your goals. Through TOWA, associations can also use physically secured metals in Germany to back planned purchases or projects. Whether it's seeds, tractors, irrigation, or post-harvest infrastructure, we provide a flexible framework that connects tangible assets with real needs. This approach strengthens planning security and gives your members confidence that value today can serve purpose tomorrow.

Agricultural Projects

Your gold and silver as collateral for agricultural investment

Secure climate value with precious metals

Backing agricultural carbon credits with real assets

TOWA supports climate-related initiatives by offering the option to back verified agricultural carbon credits with physical gold and silver. These credits reflect sustainable practices—such as improved soil use, reforestation, or emissions reduction—and can be traded or monetised. Our gold and silver depots in Germany provide a trusted asset base that strengthens the credibility and financial value of carbon credits. This backing can improve confidence, enable better pricing, and support more efficient transactions in voluntary and regulated carbon markets.

agricultural carbon credits

Through our cooperation with Aumion Group and EcoCertify3, we support the issuance and technical handling of verified agricultural carbon credits using decentralised, timestamped, and geolocated verification methods. These credits reflect real climate action—such as sustainable soil use or reforestation—and can be traded or monetised. We offer the option to back these verified credits with physical gold and silver stored in Germany. This adds asset security, improves trust in the credits, and enables more efficient trading by anchoring environmental value to tangible reserves

Link climate action to real asset value

And you go digital

Handle your gold and silver through digital accounting

Real metals. Digital clarity.

Tokenised access to your community’s gold and silver

Each farmers' association or agricultural community can receive its own dedicated token, reflecting the current value of its gold and silver depot. This digital token serves as a simple and secure internal accounting tool, allowing members to manage their shares and track their assets without administrative burden. Anchored to physically stored metals in Germany, the token provides transparency, ease of use, and a foundation for future financial applications—built on real value.

Ready to explore the possibilities?

Whether you represent a farmers' cooperative, rural association, or climate-focused initiative, we invite you to get in touch. Discover how gold and silver can secure your value, support your projects, and connect your efforts to a stronger financial foundation.We are available to discuss your goals and outline the next steps.

Contact ​us Auvesta AG Depot